As a value added service to our policyholders, NBIC has developed ShelterPrideSM, our exclusive risk management and underwriting program. Part of our initiative is to increase  homeowners’ awareness of what causes loss, whether it is a tripping hazard which may lead to the injury of a family member or close friend, or a condition, which if left uncorrected, may cause a water loss that could ruin personal items such as irreplaceable family heirlooms or photo albums.

Ensuring that your home has the proper amount of insurance based on its replacement value is another benefit of ShelterPrideSM. In some cases, your home may be over insured, entitling you to a reduction in your premium. 

With the ShelterPrideSM complete interior and exterior home report, NBIC becomes better familiarized with your house and property and is in a better position to address a loss situation.  It helps us to identify the scope of loss and reduces the time required to settle a claim in the event of a catastrophic loss.  In addition, the more we are able to increase the awareness of reducing risk among our policyholders, the fewer claims we have to pay, enabling us to help lower the cost of homeowners insurance.

Federal Emergency Management Association

Department of Homeland Security

National Earthquake Center

National Flood Insurance Program

Fair Credit Reporting Act

Home Inventory (Free Software)

Home Safety Information

Rhode Island Emergency Management Association

Rhode Island National Guard

Rhode Island Department of Health

Rhode Island Department of Health - Lead Paint Information

Massachusetts Emergency Management Agency

Massachusetts Department of Health

Massachusetts Law Lead Paint

New York State Emergency Management Office

New York Department of Health

New York Department of Heath - Lead Paint