As a value added service to our policyholders, NBIC has developed ShelterPrideSM, our exclusive risk management and underwriting program. Part of our initiative is to increase homeowners’ awareness of what causes loss, whether it is a tripping hazard which may lead to the injury of a family member or close friend, or a condition, which if left uncorrected, may cause a water loss that could ruin personal items such as irreplaceable family heirlooms or photo albums.
Ensuring that your home has the proper amount of insurance based on its replacement value is another benefit of ShelterPrideSM. In some cases, your home may be over insured, entitling you to a reduction in your premium.
With the ShelterPrideSM complete interior and exterior home report, NBIC becomes better familiarized with your house and property and is in a better position to address a loss situation. It helps us to identify the scope of loss and reduces the time required to settle a claim in the event of a catastrophic loss. In addition, the more we are able to increase the awareness of reducing risk among our policyholders, the fewer claims we have to pay, enabling us to help lower the cost of homeowners insurance.
Federal Emergency Management Association
Department of Homeland Security
National Flood Insurance Program
Home Inventory (Free Software)
Rhode Island Emergency Management Association
Rhode Island Department of Health
Rhode Island Department of Health - Lead Paint Information
Massachusetts Emergency Management Agency
Massachusetts Department of Health
New York State Emergency Management Office
New York Department of Heath - Lead Paint