Policy & Billing FAQs

Policy & Billing FAQs
You may call our Billing Department during normal business hours: Monday through Friday 8:30 a.m. to 4:30 p.m. (800) 343-3375 Ext: 708 or 755

Payment may be made by check made out to "Narragansett Bay Insurance Company" and mailed directly to:

Narragansett Bay Insurance Company
PO Box 820
Pawtucket, RI 02862-0820

Express Courier Delivery
25 Maple Street
Pawtucket, RI 02860-2104

Billing Options: Narragansett Bay offers a flexible billing plan where you can pay your premium in up to six installments. With this program, the full balance may be paid at any time.

Installments on renewal business are mailed out 30 days before the effective date of the policy, with a due date coinciding with the Policy Effective Date. The second through sixth installments are mailed three weeks before their due dates. There is a $5.00 service fee on each installment.

New business requires a 25% down payment with the application. This down payment satisfies the first installment. If the down payment does not equal 25% of the policy premium, a reminder notice will be mailed for the additional amount, which is due immediately.