You're Home with Us.

We offer homeowers insurance designed to do more for responsible homeowners, like you.

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You're Home with Us.

We offer homeowers insurance designed to do more for responsible homeowners, like you.

View Products
You're Home with Us.

We offer homeowers insurance designed to do more for responsible homeowners, like you.

View Products
Find An Agent
Find An Agent
Make A Payment
Make A Payment
Report A Claim
Report A Claim
Find An Agent
Find An Agent
Make A Payment
Make A Payment
Report A Claim
Report A Claim
The Added Security of ShelterPride®
Only From Narragansett Bay
ShelterPride
ShelterPride® is the unique risk appraisal and underwriting program we provide at no charge to our policyholders. It helps us be sure we have the right information on your home, so you have the right amount of protection if you ever have a loss.
LATEST NEWS
FEBRUARY 13, 2018 | Timothy Moura Named President of Narragansett Bay Insurance Company Read More >

Our Purpose

At Narragansett Bay Insurance Company, our purpose is simple and clear: we work to provide peace of mind to Responsible Homeowners living in coastal regions. That's why NBIC exists.
Narragansett Bay Insurance Company (“NBIC”) is a wholly owned subsidiary of Heritage Insurance Holdings, Inc. (NYSE:HRTG) (“Heritage” or the “Company”). Heritage is a property and casualty insurance holding company headquartered in Clearwater, Florida. Through its subsidiaries, Heritage Property & Casualty Insurance Company, Zephyr Insurance Company and NBIC Holdings, Inc., the Company writes personal and commercial residential premium through a large network of experienced agents in Florida, North Carolina, South Carolina, Georgia, Alabama, Hawaii, Connecticut, Massachusetts, New Jersey, New York, Rhode Island, and Virginia.

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