[February 11, 2026] This month, Narragansett Bay Insurance (NBIC), a Heritage Insurance Company, participated in a ‘Souper Bowl of Caring’ event to fight hunger in Rhode Island. This is NBIC’s second year supporting this initiative for the RI Community Food Bank, including a financial donation and volunteering for a telethon to gather donations from local businesses and residents. This event is held in conjunction with the NFL Super Bowl, to draw on energy surrounding the big game. 

CEO of The Heritage Companies Ernie Garateix said, “We are proud to provide financial support and volunteerism for community initiatives like the Souper Bowl of Caring to show our commitment to the well-being of the communities we serve. We recognize the importance of initiatives that support fighting hunger, and we are grateful to the team members who took part in supporting the Rhode Island Community Food Bank with other local volunteers.”

President of Narragansett Bay Insurance Company Timothy Moura said, “We are grateful for the opportunity to support the Souper Bowl of Caring event for the second year in a row. The company is always looking for meaningful ways to give back to our policyholders and the communities we serve, and this event allows us to help support local efforts to fight hunger. Through volunteering and donations, we’re proud to show up for our community, and I’m especially thankful for the team members and community volunteers who helped staff the telethon to raise donations.”

About Heritage Insurance

Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company providing personal and commercial residential coverage across the Northeast, Southeast, Hawaii, and California through its insurance subsidiaries and a trusted network of experienced agents. Writing approximately $1.4 billion in gross premiums, Heritage specializes in protecting policyholders in catastrophe-prone areas. With deep expertise in hurricane, wildfire, winter storm, and severe convective storm response, Heritage is committed to helping families and communities recover quickly when disaster strikes.

About NBIC

Narragansett Bay Insurance Company (NBIC), a Heritage Insurance Company, is a regional property insurance provider offering personal residential coverage to homeowners through a network of independent agents. NBIC specializes in safeguarding policyholders in coastal and weather-exposed markets. With a strong commitment to community involvement, NBIC supports initiatives that strengthen the communities it serves.

Providence, RI – This month, Narragansett Bay Insurance Company (NBIC) was proudly named one of Providence Business News’ 2025 Best Places to Work. This distinction reflects NBIC’s years of dedication, innovation, and unwavering commitment to cultivating a workplace where people can perform their best. The recognition will be celebrated at an awards ceremony on June 12^th, where representatives from NBIC will be recognized among 64 outstanding organizations across the region.

Timothy Moura, President of Narragansett Bay Insurance Company, said, “Our team shows up with heart, purpose, and a commitment to one another and our policyholders, and that’s what makes NBIC such a special place to work. Over the past year, we’ve seen a great increase in employee engagement and growth—clear signs that our people-first approach is working. I’m incredibly proud of what we’ve achieved together and excited for what’s ahead, especially as we join the Providence Business Network to celebrate this recognition at the upcoming awards ceremony with our NBIC team members.”

NBIC’s culture is shaped by the dedication of its employees and agents, creating an environment where innovation is embraced, support is second nature, and growth is shared. Whether navigating industry challenges or celebrating everyday wins, it’s their collective commitment that fuels NBIC’s success and makes achievements like this possible. This award isn’t just a title, it’s a reflection of what happens when people come together to work to serve their community. NBIC is honored to celebrate this achievement with its team and looks forward to continuing the journey together.

Read more about the awards HERE. 

[February 17, 2025] This month, Narragansett Bay Insurance (NBIC), a Heritage Insurance Company, participated in a ‘Souper Bowl of Caring’ event in Cranston, Rhode Island. This annual event, scheduled around the NFL’s Super Bowl Championship, raises money to fight hunger and support food charities nationwide. NBC 10 Rhode Island hosted a telethon to collect donations for the Rhode Island Food Bank as part of the event.

NBIC and other organizations sponsored the event to contribute to the total amount of donations received. Through the event, $284,299 total was raised for the Food Bank. Volunteers at the live telethon, including representatives from NBIC, raised $109,000 of the total.

CEO of The Heritage Companies Ernie Garateix said, “Heritage understands the importance of fostering resiliency and is proud to have representatives from our company, Narragansett Bay Insurance, at a community event to fight hunger. As a Souper Bowl of Caring event, this event plays a big role in the millions of dollars collected annually to fight hunger and support food charities across the country. Heritage is glad to have partners who find new ways to give back to their community and make a difference.”

President of Narragansett Bay Insurance Company Timothy Moura said, “At Narragansett Bay, we are committed to making a positive impact in our communities beyond just providing insurance. I’d like to thank the NBIC employees who volunteered at the telethon and those who consistently volunteer their time to support the Food Bank throughout the year. We were proud to sponsor and take part in this year’s Souper Bowl of Caring event in support of the Rhode Island Food Bank, and we will continue to stand with the community in the fight against hunger for years to come.”

Watch the full clip by clicking the photo above.

Credit: NBC 10 Rhode Island

[December 12, 2024] Today, the Salvation Army will be picking up more than 300 gifts from The Heritage Companies across the US that have come from the Angel Tree program. The Salvation Army Angel Tree program provides an opportunity for community partners to come together to fulfill hundreds of thousands of children’s Christmas wishlists around the country.

PAWTUCKET, R.I. (February 13, 2018) — Timothy Moura has been named President of Narragansett Bay Insurance Company (“NBIC”) and will be responsible for directing the operations of the company and leading its strategic initiatives to drive continued profitable growth. NBIC is one of the largest coastal homeowners insurance carriers in the Northeast with approximately $330 million in total premiums, and is focused on providing valuable products and services to agents and customers in the markets it serves. Mr. Moura’s new role follows the recent announcement of the acquisition of NBIC by Heritage Insurance Holdings, Inc. (NYSE: HRTG) (“Heritage”). Together, the combined organization operates as a superregional property insurer with almost $1 billion in total premiums across twelve states.

Heritage Insurance Holdings, Inc. (NYSE:HRTG) (“Heritage” or the “Company”), a property and casualty insurance holding company, today announced that it has secured regulatory approval from the Insurance Division of the Rhode Island Department of Business Regulation to proceed with its acquisition of NBIC Holdings, Inc., the parent company of Narragansett Bay Insurance Company (“NBIC”). Heritage has set the closing date for the transaction as of the close of business on November 30, 2017. The combined entity will be a leading super regional personal lines carrier, with a presence in 12 states and over $900 million of gross premiums written.

Clearwater, Fla., August 8, 2017 – Heritage Insurance Holdings, Inc. (NYSE:HRTG) (“Heritage” or the “Company”), a property and casualty insurance holding company, today announced that it has signed a definitive agreement to acquire NBIC Holdings, Inc., the parent company of Narragansett Bay Insurance Company (“NBIC”), a leading specialty underwriter of personal residential insurance products and services in states along the Eastern seaboard. The purchase price for the acquisition will be $250 million, subject to post-closing adjustments. The acquisition will be financed with $210 million in cash and $40 million of the Company’s common stock. The combined entity will be a leading super regional personal lines carrier, with a presence in 12 states and over $900 million of gross premiums written. The transaction is expected to be immediately accretive to earnings per share and ROE.